Is it worth it to upgrade to ubuntu 6.10

When you're on 6.10, you're there for good and cannot revert. There's probably little danger in the upgrade, which gives you updated software and possibly easier installation of certain extra programs. 6.06 has the bonus of long term support, so you could run 6.06 for 3 (?) years without worrying about updates . Ubuntu 6.10 would have to be upgraded to 7.04 soon after it's released in March to continue to get updates if I am not mistaken.

I just loaded dapper so i dont mind updating. I am becoming more comfortable working in shell

I am in 6.10 and it has some cool advantages like newer software, a bit nicer fonts and such, but if you don't care too much about that stuff I think dapper would be quite enough.

There ain't really too much difference. One is cutting edge, other is just slightly older.